🇸🇬 Built for Singapore Retail Investors

Your T-Bill
Made Simple

Calculate returns, track auction dates, and learn how to buy Singapore Treasury Bills — all in one place. No jargon, no signup required.

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Why T-Bills

Singapore's Safest Investment

Treasury Bills are short-term government securities issued by MAS. Backed by the Singapore Government — as safe as it gets.

🛡️
Government Backed
Issued by the Monetary Authority of Singapore. Your capital is as safe as Singapore itself.
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Short Tenor
Choose 6-month or 1-year. Your money is not locked away for long — perfect for cash management.
💰
Competitive Yields
Recent yields have consistently outperformed bank savings rates and most fixed deposits.
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CPF & SRS Eligible
Apply using CPF OA funds or SRS funds to maximise tax efficiency.
📱
Easy to Apply
Apply through internet banking or ATM. No brokerage account needed.
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Liquid Secondary Market
T-Bills can be sold before maturity on the secondary market if you need funds early.
Latest 6-Month Yield
3.48%
p.a. cut-off yield
Minimum Investment
S$1,000
in multiples of S$1,000
Application Methods
4 ways
ATM, iBanking, CPF, SRS
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Full Calculator

Calculate exact returns, compare different amounts and tenors, and see a full breakdown of your investment.

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Upcoming Auctions

See upcoming auction dates, historical yields, and cut-off prices sourced directly from MAS.

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Disclaimer: SG T-Bill Buddy is an independent tool for informational purposes only. It does not constitute financial advice. Always verify information with the official MAS website (mas.gov.sg) before making investment decisions.